Financial Planner Job Description Template

Finding a qualified financial planner begins with writing an engaging job description. If your post is straightforward and simple, you will attract strong candidates for the role. It is important to give them an idea of your company culture, as well as bulleted lists of the objectives, responsibilities and qualifications for the financial planner role. The most compelling job descriptions are realistic, detailed and brief – keeping readers engaged and helping them envision what it would be like to work at your company.

What does a financial planner do?

Financial planners guide individuals and businesses toward achieving financial goals and securing their futures. They are responsible for assessing clients’ economic situations, providing personalised advice, and creating comprehensive plans to help them meet their money goals.

The role of financial planners is to analyse clients’ financial profiles, develop investment strategies, and provide guidance on budgeting, debt management, estate planning, retirement planning, and wealth management. These professionals are also responsible for helping clients make informed decisions about money management, navigate market uncertainties, and achieve their short-term and long-term financial goals.

In India’s complex economic landscape, the responsibilities of financial planners are even more crucial due to the diverse needs, the dynamic nature of the economy, and the need for expert guidance in wealth management and financial planning. By hiring dedicated and certified financial planners, advisory firms can provide valuable advice to clients, foster economic stability, and contribute to the overall financial well-being of the community.

Financial planners are also called financial advisors, financial consultants, financial analysts, wealth managers, and investment consultants.

Job Description: Template

We’re seeking a skilled financial planner to join our advisory firm, [Company X].

As a key team member, you will help our clients plan and achieve their financial goals. This includes helping them to save for retirement, plan for college, and manage their investments efficiently. You will also advise us on reducing debt, managing taxes, and creating a budget that meets our clients' needs.

If you have a proven track record in financial planning, investment advisory, and wealth management, we invite you to join our team. Individuals with strong financial planning skills and a commitment to helping clients will be preferred for this role.

We offer an attractive salary package, a fast-paced and collaborative work environment, and ample opportunities for professional growth.

Objectives of this role

Conducting in-depth financial assessments to understand clients’ financial goals, risk tolerance, and investment objectives.
Developing and presenting comprehensive financial plans, including retirement planning, investment strategies, and risk management.
Providing ongoing guidance to clients, adapting strategies to changing circumstances and market conditions.
Collaborating with clients to review and adjust financial plans based on life events, economic shifts, or regulatory changes.
Educating clients on financial products, market trends, and investment opportunities.

Your tasks

Conduct client meetings to gather financial information and understand their objectives.
Assess clients’ financial health by analysing data (income, expenses, investments, etc.)
Develop personalised plans that align with the client’s short-term and long-term goals.
Provide recommendations on asset allocation, investment selection, and risk management strategies.
Monitor and evaluate clients’ portfolios, adjusting based on market conditions and client preferences to inform financial planning.
Assist clients in navigating tax implications and estate planning considerations.
Stay updated with economic policies and emerging trends in Indian economics.

Required skills and qualifications

Bachelor’s degree in Finance, Economics, Business, or a related field.
5+ years of experience in financial planning with comprehensive wealth management in the Indian context.
In-depth knowledge of financial planning principles, investment products, and market trends.
Strong knowledge of tax strategies in India and global financial markets.
Excellent analytical and problem-solving skills for financial analysis and planning.
Good interpersonal and communication skills for building trust and rapport with clients.
Ability to work independently or as part of a team.

Preferred skills and qualifications