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Sample loan officer job description

As one of the nation’s leading mortgage lenders, [Company X] is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We’re currently seeking a qualified loan officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking — and have an innate ability to manage and lead.

Objectives of this role

  • Establish strong relationships with realtors, builders, developers, CPAs, and financial planners
  • Gain applicable expertise in local and national real estate markets
  • Negotiate ideal prices, terms, and conditions for home mortgages
  • Address any problems that may arise during loan application process


  • Coordinate customer interactions with all parties involved in making a loan
  • Guide customers through the loan process, including negotiations, terms, and conditions
  • Maintain a customer’s relationship with realtors, builders, developers, CPAs, and financial planners
  • Understand the rules and regulations that govern mortgage lending (ex: in the US, relevant authorities are FNMA, FHLMC, FHA, and VA)
  • Be aware of all origination, processing, appraisal, underwriting, and closing requirements for both government insured and privately insured mortgages

Required skills and qualifications

  • Minimum of three years of loan origination experience
  • Advanced knowledge of lending and credit markets
  • Knowledge of applicable real estate lending regulations
  • Advanced interpersonal skills, with a strong focus on customer service
  • Excellent attention to detail

Preferred skills and qualifications

  • Bachelor’s degree (or equivalent) in business, finance, or related area
  • Outstanding written and verbal communication skills